After food and clothing, housing is a fundamental necessity for every individual. However, in today's world, owning a well-equipped home remains a distant dream for many hardworking professionals and small business owners. Despite their significant contribution to the nation’s economy, they often find themselves forced to live in unauthorized and temporary settlements due to financial limitations. These areas usually lack essential facilities such as proper sewage systems, water connections, parks, playgrounds, and parking spaces. Moreover, these homes are at constant risk of demolition due to legal complications, putting their lifetime savings in jeopardy.

Understanding the critical need for housing, the Uttar Pradesh government has prioritized making homes accessible to all income groups, recognizing it as a crucial step for social and economic development. While both the central and state governments have introduced several schemes to provide affordable housing to low and very low-income families, there was no specific initiative catering to the needs of lower-middle-income families.